Car Finance

Competitive and convenient financial solutions just for you.

At JT Fossey Ford, North West NSW, we make choosing the right vehicle and finding the right financial package simple. Whether you’re a private purchaser or selecting a vehicle for business use, we have a wide range of flexible finance and lease products that can be tailored to meet your needs.

Finding great value finance and insurance for your new Ford is as easy as visiting JT Fossey Ford, North West NSW. Our experienced Business Managers are there to help you choose the right finance option for you or your business, then tailor it for your individual situation. So you can get your new Ford on the road faster, confident you've got the best deal.

Choosing the right car finance is a very personal thing. A lot depends on your budget, your lifestyle and your reasons for buying a new Ford — whether for business, pleasure or a little of both.

When you're ready to learn more, simply call JT Fossey Ford and make an appointment with one our experienced Business Managers. They'll help you explore all the options and create a personalised finance solution that's perfect for you and your family or your business.

If it is a finance solution that will help you buy your dream car then speak to our finance experts today to tailor a finance and insurance package to suit your needs.

The right car needs the right financial package to complement your lifestyle.

Personal Finance

Personal Finance Options

Products

  • Consumer loan

Benefits

  • Suitable for non-business customers
  • Fixed interest rates and flexible loan terms including balloon repayments
  • Fixed payments for budgeting purposes with the option to make additional payments, potentially lowering the interest payable and reducing the loan term
Business Finance

Business Finance Options

Products

  • Chattel mortgage
  • Finance lease - Novated lease

Benefits

  • Retain capital for other business needs
  • Flexible loan terms including balloon repayments
  • Fixed payments for budgeting purposes
  • Possible tax advantages
  • Preserve banking facilities for other needs
Personal Finance

Guaranteed Future Value#

Products

  • Guaranteed Future Value#

Benefits

  • Great flexibility for people who prefer a new Ford regularly
  • Lower monthly repayments^
  • Multiple options at the end of the loan
  • Complete peace of mind for the payout of the loan

The information provided in relation to finance is intended to be of a general nature only and has been prepared without taking into account your personal objectives, financial situation or needs. Before acting on any information provided on our website, JT Fossey Ford recommends you consider whether it is appropriate for your objectives, financial situation and needs. JT Fossey Ford recommends you seek independent advice before acting on any information in relation to finance.

#The Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by myFord Finance (MFF) and set out in your contract. At the end of the term, you can select from three options:
(1) sell or trade-in the vehicle and repay your loan balance;
(2) return the vehicle to us; or
(3) retain the vehicle by paying the GFV amount, which is a lump sum amount owed to us at the end of the loan term. Total interest payable on the loan will be higher than a fixed rate loan if you select the GFV option. Monthly repayments will be lower compared to a similar loan term with no GFV or equivalent balloon final payment. Available on new and demonstrator Ford vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, MFF, or another person or entity with MFF's agreement will purchase the vehicle from you for the GFV, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Finance is provided by Allied Retail Finance Pty Ltd trading as myFord Finance. Ford™, the Ford Oval Device™ and myFord Finance™ are registered trademarks of Ford Motor Company and are used by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian Credit licence 483211 pursuant to a licence.